Pharmacists aren’t the bad guys, but the pharmacies they work for can take advantage of you when you have to pay the “cash” price (the full retail cost) for your prescriptions. When your prescriptions are lost, stolen, or accidentally damaged, your insurance company often won’t cover the replacement costs, which leaves you covering the whole tab. This article addresses how to protect yourself when paying for your prescription medications without insurance.

What is really happening behind the scenes at insurance companies to block patients from more expensive (and sometimes more effective) medical treatments? This article discusses the need for transparency and reform of the involvement of “hired gun” physicians in routine denials of medical coverage.